About Personal Loan

Looking for funds to meet your urgent needs, or in a very short period of time? Personal Loans can be the best choice for you, as they are un-secured loans and can be availed for any purpose. Just a few basic details like age, income, existing liabilities, and credit score, among others can help in serving your loan purpose.

Compared to secured loans like Gold & Loan against Property, personal loans are collateral free, and can be used for a variety of end uses, including medical treatment, home renovation, travel, wedding, and any other urgent financial requirement.

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Benefits of Personal Loan:

Here are some of the benefits of Personal Loans which made it popular in the credit option

Collateral Free Loans

The major beauty of online personal loan is that it is unsecured in nature. Once you meet all the required eligibility criteria, you can get a personal loan at an attractive interest rate, and most importantly without any collateral pledging for your loan.

Short Repayment Tenures

Freedom to choose your personal loan tenor, you can opt for a repayment tenor of your choice (Maximum 60 Months).

Minimum Documentation

Thanks to digitization, the complex process of verification & documentation has been made short and sweet.

Rapid Disbursal

We have connections with all leading banks & NBFC s, and can help you in a smooth and transparent disbursement in 24 Hours.

Easy Approval

No need for multiple bank visits or long queues for procuring Personal Loans.

Attractive Interest Rate

Grab personal loans at an attractive interest rate starting from 8.80% p.a.

Lowest Processing Fees:

Choose from lowest processing fee ranging 0-3% of the loan amount, offered by various banks.

Eligibility Criteria for Personal Loan

Age

21 Years- 60 Years

Income Eligibility

Minimum ₹ 15,000 per month for salaried; ₹ 5 Lakh gross annual receipts for professionals

Profession

Salaried persons working in public & private organizations and self employed professionals like Doctors, CA, CS, Architects.

CIBIL Score

A decent CIBIL Score of 650 and Above.

SNO	Document Type	Document
1	Proof of Identity	Passport / Driving License / Voters ID / PAN Card (anyone of these documents)
2	Proof of Address	Passport / Utility Bills
3	Proof of Income	Latest 3 months Bank Statement of Salary Account

SNO	Document Type	Document
1	KYC Documents	Proof of Identity , Proof of Address, Proof of Income Documents
2	Proof of Address	a) Office Address Proof or Office Ownership Proof. b) Proof of continuity of business.
3	Proof of Income	Audited financials for the last two years

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