About Credit Cards

Credit card holders can enjoy the luxury of utilizing a specific amount of money (bank-approved credit limit), and repaying it back later.

Choose from India’s top bank Credit Cards, with exciting offers & cash-backs. Explore a plethora of benefits ranging from travel benefits to the best discounts & deals, Rupebazaar can help you in choosing the best credit cards matching your lifestyle & requirements.

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Benefits of Credit Cards

Planning for a vacation with your loved ones, or a simple chill out with friends? Credit card can be your best companion. Here are some of the best benefits offered by leading credit card vendors

Interest Free Credit Period:

Use now & pay later. Avail interest free credit period of 40-50 days.

Reward Points:

Receive exciting reward points, air miles or direct cash-back in to your bank account on every purchase made through cards. While reward points can be redeemed for gifts & merchandise, Air miles can help in booking flight tickets at low prices

Credit Score

Credit cards are the best ways to build Credit History for yourself, or you can also improvise your credit score with them. Remember a good Credit Score means a good chance of getting future loans from Banks/ Financial Institutions.

Fuel Surcharge Waiver

Fuel Surcharge is nothing, but the transaction charge levied for using the credit card for fuel transaction. Usually ranging from 1% to 3% of the cost of the fuel, the surcharge is waived by most of the credit card banks.

Insurance

Credit card companies also provide certain amount of insurance benefits for its customers like accident coverage, lost card liability cover or sometimes a overseas hospitalization cover as-well

Cash Advance

Credit cards can also be used for cash withdrawals; however this facility is needed to be exercised with caution, and should be used only in times of real-emergency. Banks usually apply credit card finance charges, and cash withdrawal charges on the transactions.

Priority Airport Check-ins, Free Lounge Access

Few premium credit card companies offer exciting benefits like, complimentary airport lounge access to the cardholders.

Types of Credit Cards

Choose from a list of popular credit cards, that fits your exact requirement.

Shopping Credit Cards
Lifestyle Credit Cards
Travel Credit Cards
Reward/ Cash back Credit Cards

Eligibility Criteria for Personal Loan

Age

Any individual aged above 18 Years.

Income Eligibility

Salaried or Self Employed both are eligible, however there should be a consistent income source.

Profession

An active CIBIL score of 700 or above is preferred.

CIBIL Score

A decent CIBIL Score of 650+ .

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